Your Existing Properties Can Help Finance Your Next One
Use the equity you've already earned without affecting your existing low-rate first mortgage. There are no obligations, and a hard credit pull isn't required until you accept your offer.
Access Up to 90% CLTV on Investment Properties in Texas
This is the kind of program that changes what's possible for investors. If you own investment property in Texas, you may be able to tap into far more of your equity than you thought, up to 90% combined loan to value. That is capital most lenders leave on the table.
And because non-owner occupied properties are not subject to a rescission period, you can close in as little as 3 days.
Put Your Equity to Work
A HELOC lets you unlock the equity you've already built while keeping your current first mortgage exactly where it is. Instead of letting that equity sit idle, you can put it to work funding what's next.
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No hard credit pull until you accept your offer
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Don't Let Your Equity Sit Idle
Your home has value beyond the walls around you. A HELOC gives you a flexible way to access it, without giving up the rate on your first mortgage.
- Access funds without refinancing your low rate first mortgage
- Use your equity for renovations, debt consolidation, major purchases, or future investments
- No prepayment penalty, so you have flexibility if your plans change
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Access Up to 80% CLTV on Your Primary Residence
If you’ve owned your primary home for about five years, there’s a good chance you already have more equity than you think. Between home appreciation and years of mortgage paydown, most Texas homeowners in that window have more than enough equity to qualify for an 80% CLTV HELOC.
Put that equity to work without refinancing your low rate first mortgage, and without giving up the flexibility of no prepayment penalty.
Your Existing Properties Can Help Finance Your Next One
Rather than waiting to save enough cash for your next deal, turn the equity you've already created into capital you can use today.
- Use HELOC proceeds for down payments, rehab budgets, reserves, or liquidity
- Put proceeds toward the cash required to qualify for our hard money loans, opening another path into your next deal
- Keep growing your portfolio using equity you already have, instead of waiting to save more
Texas investors: with CLTV up to 90% on investment properties, this may unlock significantly more capital than you expected.
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Before the Purchase. During the Deal. After the Project.
As a full-service investment lender, Catalyst Funding does more than finance the property you're buying. We help you unlock equity from properties you already own, so we can support you at every stage:
- Before the purchase: unlock equity with a HELOC to fund your down payment or reserves
- During the acquisition: move fast with hard money financing
- After the project: transition into long-term financing
Turn Today's Equity Into Tomorrow's Investment
Fill out a few quick items to see your offer. No obligation, no hard credit pull until you accept.